Terms of Use

These Terms of Use constitute a legally binding agreement between you (the user) and NovaLink Turbo. They apply to all users of our website, including visitors, enrolled students, and anyone accessing our educational content.

By creating an account, enrolling in courses, or using any part of our platform, you confirm that:

• You are at least 18 years old or have parental consent to use our services
• You have the legal capacity to enter into binding agreements
• All information you provide is accurate and current
• You will comply with all applicable laws and regulations

We reserve the right to modify these terms at any time. Changes become effective immediately upon posting. Your continued use after modifications constitutes acceptance of the updated terms.

Access to certain features requires account creation. When registering, you must provide accurate information and keep it updated. You're responsible for maintaining the confidentiality of your login credentials.

Account Security

You agree to notify us immediately of any unauthorized access or security breach. We're not liable for losses resulting from unauthorized use of your account, whether or not you were aware of such use.

• Choose a strong, unique password that you don't use elsewhere
• Never share your login credentials with others
• Log out after each session, especially on shared devices
• Report suspicious activity or potential security issues promptly

Account Termination

We may suspend or terminate your account if you violate these terms, engage in fraudulent activity, or for any reason we deem necessary to protect our platform or other users. You may also close your account at any time by contacting us.

NovaLink Turbo provides educational content focused on trading basics for beginners. Our courses, materials, and resources are designed for educational purposes only.

Course Enrollment

When you enroll in our courses, you gain access to educational materials for the duration specified in your enrollment agreement. Course schedules for upcoming programs begin in autumn 2025 and early 2026.

• Course content and schedules may change based on educational needs
• Access to materials is personal and non-transferable
• Some courses may have prerequisites or recommended background knowledge
• Completion certificates are awarded based on participation and assessment criteria

Content Accuracy

While we strive for accuracy, educational content represents general information and may not reflect the most current market developments. You should verify information independently and seek professional advice for specific situations.

All content on our platform, including text, graphics, logos, videos, course materials, and software, is owned by NovaLink Turbo or our content providers and protected by copyright, trademark, and other intellectual property laws.

Permitted Use

You may access and use our content solely for personal, non-commercial educational purposes. Specifically, you may:

• View and download course materials for your own learning
• Print reasonable portions for personal reference
• Take notes and create personal study materials

Prohibited Activities

You may not, without our express written permission:

• Reproduce, distribute, or publicly display our content
• Create derivative works based on our materials
• Share your account access with others
• Record, copy, or redistribute course videos or live sessions
• Use our content for commercial purposes or resale
• Remove copyright notices or proprietary markings

Violation of these intellectual property provisions may result in immediate account termination and legal action.

You agree to use our platform respectfully and legally. Your conduct should contribute to a positive learning environment for all users.

Acceptable Use

When using our services, you must:

• Respect other users and maintain professional communication
• Provide honest, accurate information in all interactions
• Use discussion forums and community features constructively
• Follow instructions from instructors and platform moderators
• Report inappropriate behavior or content violations

Prohibited Conduct

The following activities are strictly forbidden:

• Harassment, bullying, or threatening other users
• Posting false, misleading, or defamatory content
• Sharing inappropriate, offensive, or illegal material
• Attempting to gain unauthorized access to our systems
• Interfering with other users' access or enjoyment of services
• Using automated systems or bots without permission
• Collecting user information for unauthorized purposes
• Promoting competing services or soliciting users

We reserve the right to remove content and suspend users who violate these conduct standards.

Certain services and courses require payment. All fees are listed in New Taiwan Dollars unless otherwise specified.

Payment Processing

When you make a purchase, you agree to provide accurate payment information and authorize us to charge the specified amount. Payments are processed securely through third-party payment providers.

• All fees are due at the time of enrollment unless otherwise arranged
• Failed payments may result in service suspension
• You're responsible for any bank or transaction fees
• Prices are subject to change with reasonable notice

Refund Policy

Refund eligibility depends on the specific course and circumstances. Generally:

• Refund requests must be submitted within 14 days of purchase
• Refunds are not available after significant course access or completion
• Processing may take 10-15 business days
• Some promotional offerings may have different refund terms

Contact our support team to discuss specific refund requests. Each situation is evaluated individually.

Our services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the platform's operation or the information provided.

Limitations of Liability

To the fullest extent permitted by law, NovaLink Turbo shall not be liable for:

• Any indirect, incidental, or consequential damages
• Financial losses resulting from educational decisions
• Service interruptions or technical difficulties
• Third-party content or external website issues
• Damages exceeding the amount you paid for services

No Professional Advice

Our educational content does not constitute professional financial, legal, or tax advice. You should consult qualified professionals before making financial decisions. We're not responsible for actions you take based on our educational materials.

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms of Use by reference.

By using our services, you consent to:

• Collection of information necessary for service provision
• Use of cookies and similar tracking technologies
• Communication regarding your account and our services
• Data processing in accordance with applicable privacy laws

We implement reasonable security measures to protect your data, but no system is completely secure. You acknowledge that internet transmission carries inherent risks.

Our platform may contain links to third-party websites or integrate external services. These are provided for convenience only.

External Content

We do not control or endorse third-party content. When you access external sites, you do so at your own risk and should review their terms and privacy policies.

• Third-party services have their own terms and conditions
• We're not responsible for external website availability or content
• External privacy practices may differ from ours
• Links do not imply endorsement or affiliation

Report any problematic third-party links or content to our support team.

We continuously work to improve our educational offerings. This means we may modify, suspend, or discontinue any aspect of our services at any time.

Changes may include:

• Adding or removing course content or features
• Updating platform functionality or user interface
• Adjusting course schedules or delivery methods
• Implementing new requirements or policies

We'll make reasonable efforts to notify you of significant changes that affect your access or experience. However, we're not liable for any modifications or their impact on your use of services.

These Terms of Use are governed by the laws of Taiwan, without regard to conflict of law provisions. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of courts in Taipei, Taiwan.

Dispute Resolution

Before initiating formal legal proceedings, we encourage you to contact us directly to resolve concerns. Many issues can be addressed through communication.

If informal resolution fails:

• Either party may pursue formal legal remedies
• You agree to pursue claims individually, not as part of any class action
• Claims must be filed within one year of the dispute arising
• Prevailing party may recover reasonable legal costs

Entire Agreement

These Terms of Use, together with our Privacy Policy and any specific course agreements, constitute the entire agreement between you and NovaLink Turbo regarding use of our services.

Severability

If any provision of these terms is found unenforceable, the remaining provisions continue in full effect. The unenforceable provision will be modified to the minimum extent necessary to make it valid.

Waiver

Our failure to enforce any right or provision doesn't constitute a waiver of that right. Any waiver must be in writing and signed by our authorized representative.

Assignment

You may not transfer or assign your rights under these terms. We may assign our rights and obligations to any party, including in connection with a merger, acquisition, or sale of assets.

Force Majeure

We're not liable for delays or failures in performance resulting from causes beyond our reasonable control, including natural disasters, war, terrorism, labor disputes, or technical failures.